It’s not difficult to get hold of Travel insurance. Policies are sold in most Post Offices, banks, building societies and travel agents. There are also many comparison websites which you can check if you want to purchase online. If you’re planning on going skiing or participate in high-risk activities like climbing or diving then you are going to have to pay a higher premium. Check the small print to ensure you would be covered before buying your policy. For citizens who live within the European Economic Area, are entitled to a degree of free medical care if travelling within the EEA area, in case you have a valid EHIC (European Health Insurance Card). The European Health Insurance Card (EHIC) shouldn’t be used as a substitute for purchasing a travel insurance policy. Go to the following website, if you are searching for more information concerning ehic application.
This section will explain what is covered by the EHIC, and how to apply for or to renew your card. In the event you or any of your dependents are suddenly taken ill or have an accident while visiting any EU nation, free or reduced cost emergency treatment is available on production of a valid EHIC. The EHIC replaced the E111 Card or form in 2006, so in case you have an E111 stashed away in a drawer somewhere, it’s invalid, so you need to throw it away and order your free EHIC. Remember that only state-provided emergency treatment is covered. The EHIC doesn’t cover you for all health care expenses or for repatriation, and so it’s not an alternative to travel insurance. It most definitely doesn’t cover costs involved with the cancellation or curtailment of your trip. It would also not cover things like lost luggage, money etc.. Despite the fact that you’re only travelling within Europe it is advisable to take out some travel insurance to cover all eventualities and peace of mind. Few countries pay the full cost of medical treatment even under reciprocal health service arrangements. It’s therefore advisable to take out travel insurance rather than to just rely on the European Health Insurance Card or EHIC.
Be sure you apply for your EHIC before traveling in Europe. To apply for a Card that you have to complete a form in the booklet’Health Advice for Travellers’ from Post Offices. If you have access to the Internet then the easiest method is to apply online. If you already have an EHIC, don’t forget to check it is still valid before you travel. It is free to apply for or renew, but they’re only valid for five years and can easily be overlooked. If you’re renewing your EHIC, you can do so six months before the expiry of your existing card. You’re required to have a EHIC for each member of the household and all cards are valid for five decades.